Welcome to 4 Halves
Your One-Stop Solution for Expats in Germany
At 4 Halves, we specialize in providing comprehensive All in one services tailored to the unique needs of expatriates living in Germany. Our expert team understands the challenges expats face in navigating the German system, and we are here to simplify and streamline the process for you.
Services
Welcome to a world of limitless possibilities, where the journey is as exhilarating as the destination, and where every moment is an opportunity to make your mark on the canvas of existence. The only limit is the extent of your imagination.

We offer specialized tax consultation services designed to help you understand and manage your tax obligations in Germany. Our expert consultants are well-versed in both German tax laws and international tax treaties, ensuring you receive the most accurate and beneficial advice.

Insurances
Navigating life’s intricate fabric, choices unfold paths to the extraordinary, demanding creativity, curiosity, and courage for a truly fulfilling journey.

Banking services
Navigating life’s intricate fabric, choices unfold paths to the extraordinary, demanding creativity, curiosity, and courage for a truly fulfilling journey.

Real-estate
Navigating life’s intricate fabric, choices unfold paths to the extraordinary, demanding creativity, curiosity, and courage for a truly fulfilling journey.

Loans
Navigating life’s intricate fabric, choices unfold paths to the extraordinary, demanding creativity, curiosity, and courage for a truly fulfilling journey.

Retirement Savings
Navigating life’s intricate fabric, choices unfold paths to the extraordinary, demanding creativity, curiosity, and courage for a truly fulfilling journey.
Meet our team
Our comprehensive suite of professionals caters to a diverse team, ranging from seasoned architects to renowned engineers.
Francesca Piovani
Founder, CEO & Architect
Rhye Moore
Engineering Manager
Helga Steiner
Architect
Ivan Lawrence
Project Manager
Why Choose 4 Halves.de?
Expertise and Experience: Our team comprises seasoned financial consultants with extensive experience in dealing with the financial needs of expatriates.
Tailored Solutions: We offer personalized financial solutions designed to meet the specific requirements of expats in Germany.
Multilingual Support: Our consultants are fluent in multiple languages, including English and German, ensuring clear and effective communication.
Comprehensive Services: As a one-stop solution, we cover all your financial needs under one roof, from planning and investing to tax consulting and insurance.
Client-Centric Approach: Your financial well-being is our top priority. We are committed to providing transparent, reliable, and professional services.
Get in Touch
Ready to take control of your financial future in Germany? Contact us today to schedule a consultation with one of our expert financial advisors.
- Phone: +49 XXX XXX XXXX
- Email: info@4halves.de
- Address: [Your Office Address]
Join the community of satisfied expats who trust 4 Halves.de for their financial consulting needs. We look forward to helping you achieve financial success and peace of mind.
“Études has saved us thousands of hours of work and has unlocked insights we never thought possible.”
Annie Steiner
CEO, Greenprint
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